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Why Credit Checks Matter When Running an SME
Winning a new customer is usually good news. They might place a decent-sized order, agree to ongoing work or look like they could become a valuable client for years to come. Understandably, most business owners are thinking about the opportunity rather than whether they’ll eventually get paid. But if you’re going to provide…
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Housing Association Rent Arrears: Getting Help Before Debt Builds
Falling behind with rent rarely happens in isolation. A change in circumstances, an unexpected bill or simply the rising cost of everyday life can leave people with less money at the end of the month than they expected. When several bills arrive at once, something has to give. For housing association tenants, that…
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How Do You Evict a Commercial Tenant?
Evicting a commercial tenant isn’t something most landlords want to do. Usually, there’s been a problem building for a while before it gets to that stage. Rent hasn’t been paid, promises haven’t been kept, or something else in the lease has been ignored. A few conversations may already have taken place without really…
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Why Do Commercial Landlords Still Use Quarter Days?
If you’ve ever read a commercial lease, there’s a good chance you’ve come across the term “quarter days.” For anyone new to commercial property, it can seem like an old-fashioned phrase that belongs in a history book rather than a modern lease agreement. Yet, despite how much business has changed over the years,…
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Brexit, Ten Years On: How Has It Changed Debt Recovery for UK Businesses?
It’s now been ten years since the UK voted to leave the European Union. In that time, businesses have had to adapt to a long list of changes. Some arrived almost immediately, while others have appeared more gradually. New trading arrangements, changing supply chains, higher operating costs and recruitment challenges have all played…
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Why Small Debts Have a Habit of Growing
When people think about debt, they often picture a large balance that’s built up over years. In reality, it doesn’t always start that way. Quite often, it’s the smaller debts that catch people out. A credit card that wasn’t fully cleared one month. A finance agreement that seemed affordable when it was taken…
